Frederick County Public Schools Homes under $400,000

Frederick County Public Schools Homes under $400,000

Welcome to Frederick County, Maryland, a vibrant community known for its outstanding quality of life and excellent educational opportunities. At the heart of this charming area lies the Frederick County Public Schools (FCPS) district, which is renowned for its commitment to academic excellence and holistic student development. With a diverse range of schools, FCPS serves students from pre-kindergarten through high school, offering a variety of programs designed to meet the unique needs and interests of each learner. The district prides itself on its dedicated educators, innovative curriculum, and a strong emphasis on technology integration in the classroom.

For families looking to settle down in this picturesque region, there’s good news! Frederick County offers a selection of beautiful homes under $400,000, making it an attractive option for first-time homebuyers and those seeking to enjoy a comfortable lifestyle without breaking the bank. These homes often feature modern amenities, spacious layouts, and access to community resources, all while being conveniently located near schools, parks, and shopping centers.

Imagine your children thriving in a supportive educational environment while you enjoy the charm of a community that values family and growth. With its scenic landscapes, rich history, and an array of recreational activities, Frederick County is not just a place to live—it's a place to call home. Discover the perfect blend of affordability and quality living in this delightful area, where your dreams of homeownership can become a reality!

Newest Frederick County Public Schools Homes under $400,000

694 Round Hill Rd, Winchester
$300,000
3 Beds ⋅ 1 Baths
The moment you step inside, you’re enveloped by the unmistakable feeling of HOME. Nestled on an expansive double lot totaling over half an acre, this charming 1950s residence perfectly blends serene country living with modern town convenience. The main level boasts a bright, open floor plan that seamlessly connects the inviting family room to a classic country kitchen—complete with stainless steel appliances and a cozy dining area. Upstairs, delightful architectural details like angled ceilings showcase the home's original character. With 3 bedrooms and two distinct enclosed porches, the layout feels remarkably spacious. Step outside onto your private, naturally shaded deck—ideal for morning coffee or hosting evening gatherings. A detached garage and a separate carport offer ample parking and storage, completing this picturesque property. Don't miss the chance to embrace a lifestyle where comfort, community, and peace meet!

694 Round Hill Rd, Winchester

Listing courtesy of RE/MAX Roots. Contact:

Homesite 32 Courtyards Way, Frederick
$399,000
3 Beds ⋅ 3 Baths
Start your next chapter at Courtyards of Overlook, where homeownership is within reach. This light-filled end-unit townhome offers exceptional value with upgraded finishes and low-maintenance living, all just minutes from Downtown Frederick and surrounded by beautiful mountain views. Featuring 3 bedrooms, 2.5 baths, and a spacious open recreation room, this home is designed for the way you live today. The open-concept main level showcases upgraded cabinetry, quartz countertops, luxury vinyl plank flooring, and a large center island perfect for gathering and entertaining. Upstairs, the spacious primary suite features a luxurious walk-in shower and generous closet space. Thoughtfully selected upgrades throughout make this an incredible opportunity to own a brand-new home at an unbeatable value. Conveniently located near shopping, dining, parks, and major commuter routes. Schedule your tour today and discover one of Frederick's best new home values. Plus, contracts ratified by December 31, 2026, will receive the first year of condo dues paid (a value of up to $3,876). *Photos may not be of actual home. Photos may be of similar home/floorplan if home is under construction or if this is a base price listing.

Homesite 32 Courtyards Way, Frederick

Listing courtesy of DRB Group Realty, LLC. Contact:

113 Timberlake Ter Unit 9, Stephens City
$215,000
2 Beds ⋅ 2 Baths
The one you've been waiting for! Truly "Best in Class" and completely move-in ready, this beautifully renovated condo offers the perfect blend of comfort, style, and convenience. Recent updates include luxury vinyl plank flooring throughout the living room, dining area, and hallway, fresh interior paint, and upgraded carpet with premium padding in the bedrooms and closets. The well-appointed kitchen features granite countertops, abundant cabinetry, tile flooring, a new dishwasher, a new range hood, and a range less than a year old. Both bathrooms feature tile floors and modern vanities, while the primary bath boasts a shower stall installed within the last six months. For added peace of mind, the skylights were recently resealed. An in-unit laundry room with washer and dryer adds everyday convenience. The soaring vaulted ceiling and skylights fill the spacious living room with natural light year-round, creating a bright and welcoming atmosphere. During cooler months, cozy up by the fireplace with its attractive slate surround. Simply unpack and start enjoying your new home just in time for the holidays! Check out the photos and call to schedule a showing. Investors: this one will rent itself at top dollar. Owner/Agent.

113 Timberlake Ter Unit 9, Stephens City

Listing courtesy of ERA Oakcrest Realty, Inc.. Contact:

6819 Red Bird Ln, Thurmont
$399,999
3 Beds ⋅ 2 Baths
Welcome to 6819A Red Bird Lane in Thurmont, MD! This beautifully remodeled and updated home is nestled on over a half-acre lot, offering a peaceful setting with plenty of privacy and room to enjoy the outdoors. The main level features 3 bedrooms and 1½ baths, including a spacious owner's suite with its own private balcony. The inviting living room provides a comfortable space to relax or entertain, while the completely renovated kitchen is sure to impress with new white cabinetry, granite countertops, and new appliances. Just off the kitchen, enjoy the sunroom with direct access to the backyard patio, creating the perfect space for entertaining or simply unwinding. The fenced backyard offers plenty of room for outdoor activities, pets, and gatherings. The lower level adds even more versatile living space, featuring luxury vinyl plank flooring, a bonus room, spacious family/recreation room, laundry room with washer and dryer, and a separate storage/utility room. A sliding glass door provides convenient walkout access to the exterior. Additional updates and features include a heat pump with central air conditioning and electric heat, new windows, and a new roof. If you're looking for a beautifully updated home with generous living space, a spacious yard, and a peaceful setting, 6819A Red Bird Lane is ready to welcome you home!

6819 Red Bird Ln, Thurmont

Listing courtesy of Charis Realty Group. Contact:

32 Lombard St, Thurmont
$365,000
3 Beds ⋅ 2 Baths
**Seller offering $15,000 closing cost assistance at settlement**. Move-in ready home with space, style and outdoor charm!! Contact listing agent with any questions. Situated on a desirable corner lot, this wonderfully restored home is ready for its next owner. Brand new roof and gutters. The designer kitchen features granite countertops and energy-efficient appliances, creating a functional space. The main level offers two bright bedrooms filled with natural light. Fresh two-tone paint, new carpet and LVP flooring throughout. The finished lower level provides additional living space with a rec room, third bedroom, full bathroom, complete with convenient outdoor access. Upstairs, enjoy a finished loft area offering flexible space for a home office or additional living area, along with attic storage. Outside, enjoy the side deck, fully fenced backyard, three storage sheds and convenient off-street parking in the rear. This home has been serviced from top to bottom offering added peace of mind. Located near shopping, dining, and everyday amenities with the added benefit of NO HOA restrictions.

32 Lombard St, Thurmont

Listing courtesy of Fairfax Realty Premier. Contact:

104 Mountain Ldg, Winchester
$345,000
3 Beds ⋅ 3 Baths
Peaceful Wooded Views & Numerous Recent Updates! Welcome home to this inviting Colonial built in 2009, offering 1,912 finished sq. ft. across two finished levels. Enjoy hardwood floors, a relaxing, wooded backdrop, rear deck, fenced backyard, storage shed, and plenty of parking with the gravel driveway and additional parking space. The Primary bedroom, dining room and the living room all feature custom made drapes and cornice's. Numerous improvements include a newer central air system (2024, under warranty), new well pump and new water lines (2026), and completely updated crawl space with new insulation and vapor barrier (2026). Additional 2024 updates include sliding glass doors with internal blinds, Nest thermostat, ADT alarm panel, water-protected outdoor GFCI outlets, and an insulated storage room with windows on the deck. Enjoy the comfort of a thoughtfully maintained home and the tranquility of its peaceful setting

104 Mountain Ldg, Winchester

Listing courtesy of Century 21 Redwood Realty. Contact:

134 Wilkins Dr, Winchester
$399,900
4 Beds ⋅ 2 Baths
Welcome to this spacious 4-bedroom, 2-full-bath split-level home in Winchester! Offering 2,556 square feet of living space, there's plenty of room to spread out and enjoy. The versatile layout features a comfortable living room, family room with gas fireplace, large recreation room, and an oversized sunroom that's perfect for relaxing or entertaining. Step outside to enjoy the fenced backyard, complete with an above-ground pool (last opened in 2025), storage shed, and established landscaping. Conveniently located just minutes from Old Town Winchester, Jim Barnett Park, Shenandoah University, and major commuter routes, this home offers a great combination of space, outdoor enjoyment, and convenience! New architectural shingle roof 2024. Property sold as-is

134 Wilkins Dr, Winchester

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

124 Nottoway Dr, Stephens City
$185,000
2 Beds ⋅ 1 Baths
GREAT INVESTMENT PROPERTY! Welcome to 124 Nottoway Drive in Stephens City! This 2-bedroom, 1-bath home offers a practical layout with laundry hookups conveniently located off the kitchen on the main floor. A fenced rear yard provides space to relax or garden, while an exterior storage closet keeps tools and outdoor essentials handy. Enjoy nearby Sherando Park’s walking trails and recreation areas, plus opportunities for hiking throughout the Shenandoah Valley. Local restaurants, historic Stephens City, and shopping and dining in nearby Winchester offer plenty to explore. Convenient access to I-81 and Route 11, with connections to Route 37 and Route 50, makes this location a practical choice for commuters. AS IS SALE

124 Nottoway Dr, Stephens City

Listing courtesy of Crum Realty, Inc.. Contact:

8 Welty Ave, Emmitsburg
$265,000
3 Beds ⋅ 2 Baths
Welcome to 8 Welty Avenue in Emmitsburg! This inviting 3-bedroom, 1.5-bath home offers comfort, convenience, and plenty of space to make your own! Step inside to find generously sized, functional rooms with new carpeting throughout. The eat-in kitchen provides a welcoming space for everyday meals and offers direct access to the new deck, perfect for morning coffee, outdoor dining, or entertaining family and friends. Enjoy cozy evenings by the fireplace or spend time outdoors in the fully fenced backyard, complete with a storage shed for added convenience. Additional highlights include an HVAC system and hot water heater installed in 2018. Conveniently located near downtown Emmitsburg, local shopping, and dining, this home offers a wonderful combination of indoor comfort and outdoor enjoyment. Don't miss your chance to make this house your home! Schedule your private showing today and see all the possibilities 8 Welty Avenue has to offer!

8 Welty Ave, Emmitsburg

Listing courtesy of Keller Williams Legacy. Contact:

7049 Catalpa Rd, Frederick
$394,900
2 Beds ⋅ 2 Baths
An extraordinary opportunity in Crestwood Village! Only 9 single-family homes in the entire community enjoy this coveted setting with spectacular views of the Catoctin Mountains! Bring your imagination and vision to this 2-bedroom, 2-bath Newbury model and transform it into the home you've always dreamed of! The spacious floor plan features a bright morning room off the kitchen, generous living and dining rooms, a separate laundry room, and a den/office that has been converted into a third bedroom. A brand-new roof, 2-year-old central A/C system, and large walk-in shower are already in place. But the real showstopper is out back! Imagine relaxing on your patio beneath the wood pergola, watching the wildlife and enjoying breathtaking sunsets over the Catoctin Mountains and you are only 2 miles from Baker Park, Downtown Frederick and Carroll Creek Promenade. This is the kind of setting that rarely becomes available! The home needs renovation, but the possibilities are endless! With your personal touches and creative vision, you can turn this home into your very own masterpiece. After all, you can change just about everything about a house, but you can't recreate a lot like this! Crestwood Village I is a highly sought-after 55+ community offering an exceptional lifestyle with amenities that include a clubhouse, fitness center, library, banquet room, game and billiards rooms, swimming pool, mini golf, tennis, pickleball, horseshoes, shuffleboard, and a full calendar of activities. The HOA provides lawn care, gutter cleaning, basic cable, and snow removal, allowing you to enjoy low-maintenance living with the added benefit of no city taxes. Ideally located just minutes from shopping, dining, historic Downtown Frederick, and major commuter routes, this home offers the perfect combination of comfort, convenience, privacy, and an active lifestyle.

7049 Catalpa Rd, Frederick

Listing courtesy of Maryland Elite Realtors. Contact:

1403 Key Pkwy Unit 103, Frederick
$189,000
2 Beds ⋅ 1 Baths
Welcome home to this beautifully renovated, move-in-ready 2-bedroom, 1-bathroom condo offering approximately 1,000 square feet of comfortable living space in a quiet, well-maintained community in Frederick, Maryland. This inviting home features a refreshed interior with new water-resistant luxury vinyl plank (LVP) flooring, an updated kitchen with elegant granite countertops and white cabinets, and a remodeled bathroom with updated finishes. The bright, open-concept living and dining area creates a welcoming space for relaxing or entertaining. Step through the sliding glass doors onto your private ground-level patio overlooking a grassy common area—a wonderful spot to enjoy your morning coffee, unwind outdoors, or appreciate the surrounding green space. Property Highlights • 2 bedrooms | 1 full bathroom | approximately 1,000 sq. ft. • Beautifully renovated interior with modern, updated finishes • New water-resistant luxury vinyl plank (LVP) flooring throughout • Updated kitchen with granite countertops, white cabinets, and ample storage and counter space • Remodeled bathroom with updated finishes • Bright, open-concept living and dining area • Sliding glass doors leading to a private ground-level patio • Private outdoor space overlooking a grassy common area • In-unit full-size washer and dryer • Spacious primary bedroom with direct access to the bathroom with walk in closet • Positioned in a fantastic community. Plenty of convenient, off street parking with access to EV charging stations. • Professionally maintained landscaping in a quiet community Convenient Frederick Location Enjoy easy access to the best of Frederick while staying close to everyday essentials. • Just minutes from Downtown Frederick • Convenient access to I-270, I-70, and Route 15 • Close to grocery stores, restaurants, shopping centers, and other daily conveniences • Near parks, walking paths, and green spaces A Great Opportunity for Homeowners or Investors Whether you are looking for a comfortable home of your own or an investment property, this renovated condo offers an appealing combination of modern updates, functional living space, convenient parking, in-unit laundry, and private outdoor space. Don't miss the opportunity to make this updated Frederick condo your own!

1403 Key Pkwy Unit 103, Frederick

Listing courtesy of American Homes Realty Group. Contact:

6789 Wardensville Grade, Star Tannery
$349,900
4 Beds ⋅ 2 Baths
Enjoy the space, privacy, and natural beauty this 4-bedroom, 2-full-bath ranch home has to offer! Situated on 3.4 acres in Frederick County, this property offers a peaceful setting with Duck Run Stream flowing through the land. Inside, you'll find a comfortable one-level layout, including an updated primary bedroom with a full private bath. Outside, the detached one-car garage offers additional functionality with an attached carport and workshop (with wall mounted propane heater plus electric baseboard heater), providing great space for projects, hobbies, storage, or parking. Whether you're looking for room to spread out, enjoy the outdoors, or simply appreciate a little more privacy, this property offers plenty of possibilities! Property is being sold as-is.

6789 Wardensville Grade, Star Tannery

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

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