21661 Homes under $400,000

21661 Homes under $400,000

Welcome to Rock Hall, Maryland, a charming waterfront town nestled in Kent County, with the zip code 21661. Known for its picturesque scenery and friendly community, Rock Hall is the perfect blend of small-town charm and coastal living. With the Chesapeake Bay at your doorstep, residents enjoy a vibrant maritime lifestyle, complete with boating, fishing, and stunning sunsets over the water.

One of the most appealing aspects of Rock Hall is the accessibility of homes under $400,000. This makes it an attractive option for first-time homebuyers, retirees, and anyone looking to embrace a serene lifestyle without breaking the bank. The real estate market here features a variety of options, from cozy cottages and quaint bungalows to charming townhomes, all designed to complement the area’s natural beauty.

Living in Rock Hall means you can experience the best of both worlds: the tranquility of a close-knit community and easy access to outdoor adventures. Enjoy leisurely strolls along the waterfront, explore local parks, or indulge in the town’s delightful dining scene featuring fresh seafood and local flavors.

With its affordable housing market and vibrant community spirit, Rock Hall is not just a place to live; it’s a place to thrive. Whether you’re seeking a weekend getaway or a permanent residence, the homes in this idyllic zip code offer a unique opportunity to embrace a life filled with beauty, adventure, and warmth. Discover your dream home in Rock Hall today!

Newest 21661 Homes under $400,000

21121 Striper Run, Rock Hall
$330,000
3 Beds ⋅ 3 Baths
Nestled in the serene enclave of Watermans Estates, this exquisite end-of-row townhouse offers a harmonious blend of contemporary design and luxurious living. Spanning 1,628 square feet, this home is a sanctuary of comfort and style, perfect for those seeking an elevated lifestyle. Step inside to discover an inviting open floor plan that seamlessly connects the living and dining areas, enhanced by plush carpeting and a cozy gas fireplace that beckons for intimate gatherings. The kitchen is a culinary enthusiast's dream, featuring upgraded countertops, a built-in microwave, and a gas range, all designed to inspire your inner chef. Enjoy casual meals in the kitchen's table space or host dinners in the dedicated dining area. This residence boasts three spacious bedrooms, including a convenient entry-level bedroom, ensuring comfort and privacy for all. Each of the three bathrooms is thoughtfully designed, with the master bath featuring a luxurious soaking tub, perfect for unwinding after a long day. The allure of this home extends beyond its interior. Step outside onto the expansive deck or balcony, where you can savor morning coffee or evening sunsets amidst the tranquil sounds of nature. The partly wooded lot, adorned with mature trees, offers a peaceful retreat. Located just three blocks from the stunning Chesapeake Bay, this property invites you to embrace a lifestyle enriched by water-oriented activities. Whether it's a leisurely stroll along the shore or a day of boating, the beauty of the bay is always within reach. Parking is a breeze with a private driveway and an attached garage, ensuring convenience for you and your guests. The home is equipped with modern amenities, including a washer and dryer, ensuring that daily tasks are handled with ease. This property is not just a house; it's a place to create lasting memories. With its blend of luxury, comfort, and natural beauty, this townhouse in Watermans Estates is a rare find, offering an exclusive lifestyle that truly feels like home. Looking for a cash flowing investment? The property has performed exceptionally well as a short-term rental. With no restrictions, this property could be the perfect option. Experience the perfect balance of elegance and tranquility-your dream home awaits.

21121 Striper Run, Rock Hall

Listing courtesy of Astoria Realty Advisors LLC. Contact:

21305 Haven Rd, Rock Hall
$299,999
4 Beds ⋅ 2 Baths
Selller has made a Major price reduction to move this propperty! Welcome to this beautifully renovated 4-bedroom, 2-bath Cape Cod located in the heart of Rock Hall, MD! Completely updated from top to bottom, this home features a brand-new roof, HVAC system, water heater, flooring, paint, upgraded bathrooms, interior doors, and stylish recessed lighting as well as ceiling fans throughout. Enjoy mornings and evenings on the charming screened-in front porch, perfect for relaxing or entertaining. Inside, the home offers a bright and open layout with modern finishes while still retaining that classic Cape Cod charm. Sitting on a large lot, there’s plenty of space for outdoor activities, gardening, boat storage or future expansion. The is ample parking in the driveway as well as two-way access. Ideally situated in the sought-after waterfront town of Rock Hall, you’ll be just minutes from multiple boat ramps, marinas, and a short walk to restaurants, local shops, and the center of town. Whether you're looking for a full-time residence or a weekend getaway, this turn-key home delivers the best of Eastern Shore living. Move-in ready and loaded with upgrades—don’t miss this opportunity!

21305 Haven Rd, Rock Hall

Listing courtesy of RE/MAX Point Realty. Contact:

5827 S Hawthorne Ave, Rock Hall
$396,700
3 Beds ⋅ 1 Baths
Just a 2 blocks from Rock Hall Harbor which accesses the Chesapeake Bay, this adorable Cape Cod is the retreat you’ve been dreaming of. Whether you’re looking for a peaceful primary residence, a weekend or vacation getaway, or an investment property to Airbnb, this home perfectly balances cozy character with nearby conveniences. Peace and quiet doesn’t mean being disconnected. You're just a short stroll or drive from downtown shops and dining, giving you the best of water community living and small-town convenience, such as quaint downtown shops, restaurants like Harbor Shack, Rock Hall Brewing Company, The Little Lemon Leaf Diner, Ford's Seafood, ice cream from Get the Scoop, and much more. Yearly Rock Hall events such as the renowned Pirates and Wenches Weekend, 4th of July Celebration, FallFest, Blessing of the Fleet, Waterman's Day, the Lighted Boat Parade (and so much more) will keep you entertained all year long. Inside the home, enjoy a roomy living room and dining room area that's perfect for hosting guests or quiet nights in. Three bedrooms make for ample space for you and your guests. The second floor bedroom can be left as is, turned into a primary suite, separated into two bedrooms, made into a game room, crafting room, or gathering space - light up your imagination with the possibilities. On the front and back of the home are enclosed porches, great for sipping your morning coffee or enjoy a cozy afternoon in the bright and welcoming space. The detached, oversized 1-car garage offers work and storage space and has an upstairs loft that provides incredible potential for a studio, apartment (plumbing needed), or additional storage. Don’t miss this rare opportunity to own a slice of paradise near the water! Tell your agent that this is the one and have them schedule your showing today. :) **Adjoining additional building lot available**

5827 S Hawthorne Ave, Rock Hall

Listing courtesy of Iron Valley Real Estate Premier. Contact:

5664 S South Main St, Rock Hall
$395,000
4 Beds ⋅ 3 Baths
Nice old home in Rock Hall located on Main Street that needs some TLC. 4 bedrooms, 2 1/2 baths, upgraded kitchen, bath, Florida room and rear deck. Maintenance free exterior (new shingles 2022) and fenced yard. Short walking distance to downtown, shopping, Churches. A short drive to the Chesapeake Bay, Public Landings and Eastern Neck Wildlife Refuge.

5664 S South Main St, Rock Hall

Listing courtesy of Davis Real Estate, Inc.. Contact:

5661 S Main St, Rock Hall
$250,000
3 Beds ⋅ 2 Baths
Classic home on South Main Street in the town of Rock Hall. Charming in-town farmhouse-style residence on a spacious lot, .36 acres, plus a large garage/ workshop with electric! Step inside to discover a warm and inviting interior. Original solid hardwood floors throughout, traditional floor plan with classic build-ins. The heart of the home is the large country-style kitchen, with ample table space and a pantry. The adjoining family room has a cozy propane fireplace with glass doors, which keeps this home very cozy! The formal dining room gets lots of natural light and leads to a large mudroom/ rear entry. There are three spacious bedrooms upstairs, as well as a half bathroom. There is a full bathroom downstairs. This home is ready for its next chapter. A great opportunity to renovate a property with solid bones in the heart of town! The large yard gives you privacy and room for activities while still being downtown. Walking distance to all Rock Hall has to offer, marinas, restaurants, Main Street shops, public boat launches, Ferry Park beach, and a front seat for the Rock Hall 4th of July parade! Additionally, this home is right across from the Rock Hall Civic Center. New water heater and plumbing throughout the home.

5661 S Main St, Rock Hall

Listing courtesy of Gunther-McClary Real Estate. Contact:

5815 Clam Cv, Rock Hall
$340,000
3 Beds ⋅ 3 Baths
Nestled in charming Watermans Estates, this traditional duplex home offers a perfect blend of comfort and style. With 1,720 sq ft, the inviting interior features warm wood flooring throughout the main level. Nine foot ceilings, crown molding and fresh paint give the living areas an open, airy feel. Stainless kitchen appliances and solid wood cabinets are complemented by Corian countertops in the kitchen. Upstairs you'll find an inviting primary suite with jetted tub and separate tile shower, plus two generous size bedrooms and another full bath. Step outside to a covered front porch or screened patio, both ideal for morning coffee or evening relaxation. The community is known for its friendly atmosphere and close proximity to the town's waterfront harbor and amenities. Experience the warmth and charm of Watermans Estates.

5815 Clam Cv, Rock Hall

Listing courtesy of Rock Hall Properties Real Estate. Contact:

5862 N Main St, Rock Hall
$334,900
3 Beds ⋅ 2 Baths
Adorable 3BR/2BA expanded Farm style home located on a spacious lot in the desirable neighborhood of the Town of Rock Hall. Make your way to the country style covered front porch and the door to your forever home. Step inside a home filled with original charm and character throughout offering an abundance of natural light, crown moldings, luxury flooring, and an open main floor plan. The main floor offers a large entry with a view of the living room, dining room, stunning kitchen, and a beautiful open wood staircase. The stunning kitchen boasts a vaulted ceiling, ample cabinets finished with crown moldings, stainless steel appliances (including an electric cooktop and lower wall oven), granite countertops, and a double stainless sink. Just off the entryway is a full bath with laundry. On the second floor are two sizable secondary bedrooms, a larger primary bedroom with access to one of the secondary bedrooms, and a full bath featuring a walk-in shower with a spa feature. From the kitchen's sliding doors, step onto a spacious wood deck overlooking the semi-fenced yard, which offers green space, numerous possibilities, and a detached garage. This move-in-ready home is ideal for any new homeowner and is located near shopping, restaurants and commuter routes.

5862 N Main St, Rock Hall

Listing courtesy of LPT Realty, LLC. Contact:

21352 Allens Ln, Rock Hall
$330,000
2 Beds ⋅ 2 Baths
Adorable arts & craft style home with many upgrades and amenities. The original wood floors are warm and welcoming, wile the custom cabinetry and concrete countertops and sinks add an elegant modern touch. Two plus bedrooms and a custom built sleeping loft provide enough room for occasional guests. Fixed stairs to the attic offer room to expand. The Chesapeake Bay is a short walk to the end of the road where you can launch a kayak or just enjoy the water views. Just outside the quaint town of Rock Hall, this charming cottage would make a great vacation or retirement home.

21352 Allens Ln, Rock Hall

Listing courtesy of Rock Hall Properties Real Estate. Contact:

5804 Downey Ave, Rock Hall
$199,000
Unique opportunity to restore and customize the historic former "Rock Hall Shirt Factory!" This 5,558± sq. ft. building is situated on a 0.31± acre in-town lot and offers endless potential for investors, developers, or buyers looking for a one-of-a-kind project. The interior has been framed and studded for rooms, providing a head start on the renovation process while allowing you to complete the layout to suit your vision. Zoned R-3 High Density Residential, the property may offer the potential for multiple apartments or conversion into duplex or triplex units, subject to Town of Rock Hall approval and all applicable zoning and building requirements. The property features two separate driveways, a one-car garage, and all remaining contents will convey with the sale, potentially including valuable construction materials to assist with completing the project. Conveniently located just a short walk from Rock Hall's charming Main Street, you'll enjoy easy access to local shops, restaurants, the harbor, and community events. Bring your imagination and transform this historic property into something truly special!

5804 Downey Ave, Rock Hall

Listing courtesy of Rock Hall Properties Real Estate. Contact:

5686 S Main St, Rock Hall
$375,000
3 Beds ⋅ 2 Baths
Sweet corner property in downtown Rock Hall, right on the 4th of July parade route! Just two blocks from the Rock Hall Harbor/ Chesapeake Bay. A welcoming home with a spacious kitchen and formal dining room, or enjoy meals outside in the fenced-in back yard! The large living room has hardwood floors and a wood stove for cozy winter nights. This home features a hard to find first-floor primary bedroom! Upstairs offers two additional bedrooms, a full bath, and an additional office or activity room. The home is situated on a large corner lot, set back from Main St., offering privacy and nice yard space. The charming garage with a loft is a great space for storage or a workshop. Close to all Rock Hall has to offer: marinas, shops, restaurants, and the Chesapeake Bay! This popular vacation rental could continue as an income producer but would also make a fantastic full-time residence. Being sold turn-key, just unpack your bags and enjoy. The homes hot water heat has been updated, zoned to both floors. Tankless hot water heater.

5686 S Main St, Rock Hall

Listing courtesy of Gunther-McClary Real Estate. Contact:

21232 Rock Hall Ave, Rock Hall
$315,000
2 Beds ⋅ 2 Baths
Welcome to this beautifully renovated 2-bedroom, 2-bath home sitting on a very large lot. This home in Rock Hall, a historic harbor town celebrated for its Chesapeake Bay shoreline, boating lifestyle and vibrant coastal charm, features 2 bedrooms, 2 bathrooms and 1200 square feet. It offers luxury vinyl floors, energy efficient windows, a spacious central island with seating, stainless steel appliances, a large back porch for entertaining and a large plot of land to build on if you wish. Experience the charm of this beautifully renovated colonial home in the heart of Kent County, where classic elegance meets modern luxury. Set on a generous 0.21-acre lot, this detached residence has undergone a major renovation in 2026, ensuring a seamless blend of timeless design and contemporary comforts. Step inside to discover a warm and inviting atmosphere, accentuated by high-end finishes throughout. The spacious layout features two well-appointed bedrooms and two full bathrooms, providing ample space for relaxation and rejuvenation. The heart of the home boasts a state-of-the-art kitchen equipped with a built-in microwave, perfect for culinary enthusiasts and entertaining guests. Natural light floods the interior, highlighting the exquisite craftsmanship defines this property. The exterior, adorned with durable vinyl siding, complements the classic colonial architecture, while the crushed stone driveway offers both functionality and curb appeal. Enjoy the tranquility of your surroundings in this peaceful neighborhood, where you can unwind on your private lot, free from the hustle and bustle of city life. With parking for up to three vehicles, convenience is at your fingertips. This home is not just a place to live; it's a lifestyle choice that embodies comfort, elegance, and sophistication. Embrace the opportunity to make this exquisite property your own and indulge in the luxury of modern living in a historic setting. You will be minutes from downtown Rock Hall, where you can enjoy fresh seafood, explore museums and experience the charm of this Eastern Shore town. Whether strolling along the waterfront, enjoying the marina or setting sail on the Bay, this home puts you at the heart of it all.

21232 Rock Hall Ave, Rock Hall

Listing courtesy of RE/MAX Advantage Realty. Contact:

21384 E Sharp St, Rock Hall
$350,000
3 Beds ⋅ 2 Baths
Quintessential Rock Hall home with an abundance of charm! Located in the heart of Rock Hall, a short distance to Main Street shops, many fantastic restaurants, and seven marinas. Enjoy evenings and mornings on the screened porch, which runs the expanse of the home. Entering from the porch, you'll find a cosy living room and a galley kitchen with open dining space. This home offers a first-floor bedroom and full bathroom, plus two additional bedrooms and a full bath on the second floor. There's a walk-up attic for additional storage, shed in the yard, laundry and utility room off the kitchen. Many updates have been made throughout the years, such as the addition of a copper roof on the front porch, updated bathrooms, flooring, and updated lighting. Recent updates include the home's heating system. Don't miss this downtown gem!

21384 E Sharp St, Rock Hall

Listing courtesy of Gunther-McClary Real Estate. Contact:

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